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Life Insurance Carriers
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Final Expense (FEX)
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Term
Term life insurance is often chosen by individuals who want to provide financial security to their loved ones during specific periods of their lives, such as while raising children, paying off a mortgage, or while pursuing a particular financial goal.
It's a more affordable option compared to permanent life insurance and provides a straightforward way to ensure beneficiaries are taken care of in case of the insured's untimely death.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Index Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.